How to reach Colony Insurance Group
Description
Colony focuses on small premium accounts that are below the threshold of larger competitors. For more information; read our Product Overview. The Contract Division of Colony writes many commercial classes of business. Colony offers coverage for small and large Contractors; Convenience Stores; Day Care Centers (including EO); Bars; Restaurants; Taverns; Mercantile; Lessor's Risk; Condo and Homeowners Associations; Pest Control; Mobile Home Parks; Recycling Centers; Hotels and Motels; Apartments; Temporary Employment Agencies; and Special Events. The surplus lines industry is important because it provides a market for insurance covering hard to place risks that are not written by the standard markets. There are three basic categories of surplus lines risks:Non-standard risks which have unusual underwriting characteristics; Unique risks which admitted carriers do not offer a filed policy form or rate; and Capacity risks where a client seeks a higher level of coverage.
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